Critical Illness Insurance
Critical Illness Insurance provides additional coverage for medical emergencies like heart attacks, strokes, or cancer.
If you’re diagnosed with an illness that is covered by this insurance, you can receive a lump sum benefit payment. You can use the money however you want.
Why is this coverage so valuable?
- The money can help you pay out-of-pocket medical expenses, like copays and deductibles.
- You can use this coverage more than once.
Even after you receive a payout for one illness, you’re still covered for the remaining conditions and for the recurrence of any critical illness with the exception of skin cancer. The recurrence benefit can pay 100% of your coverage amount.
Who can get coverage?
Learn more about the Critical Illness policy.
Please refer to ADP for the rates on this plan.
Submit a Claim
Elections and coverage on the Voluntary Benefits are effective the 1st of the month following the date of election. If the date of hire or eligibility falls on the first of the month, there is no waiting period.
Unum Critical Illness Insurance video, flier w/ Be Well Benefits, and plan description
Submitting a Unum Claim